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How this nonprofit organization is Making Homeownership

a Reality for

San Antonio Families

Helping families achieve their dream of owning a home through personalized guidance, education, and affordable mortgage solutions.

Who Are We?

At NHSSA, we’ve been empowering San Antonio families for over 25 years. As a nonprofit, our mission is to break down barriers to homeownership by offering education, resources, and affordable loan programs tailored to your needs.

WE OFFER

MORTGAGE LOANS

Finding the right mortgage loan doesn’t have to be overwhelming. At NHSSA, we’re here to simplify the process and guide you toward the loan option that fits your unique needs. With expert support and access to down payment assistance, we make homeownership more accessible than ever.

Loan Options Tailored to you

We offer a variety of mortgage loan options to ensure you have the flexibility to choose what works best for you:

FHA Loans: Perfect for first-time buyers, with lower credit score requirements and a down payment as low as 3.5%.
Conventional Loans: Ideal for buyers with good credit, offering competitive interest rates and flexible terms.
VA Loans: Exclusive benefits for veterans and military families, with no down payment required.
USDA Loans: Affordable options for homes in eligible rural areas with no down payment needed.

Down Payment Assistance

Making Homeownership More Affordable

Don’t let the thought of a large down payment stop you from pursuing your dream. NHSSA offers:

Access to grant programs for first-time homebuyers.
Low or no down payment options based on eligibility.
Guidance to help you maximize financial assistance opportunities.

Personalized

Support

Your Partner in the Homebuying Process

At NHSSA, we’re more than just a lender—we’re your advocate. From your first consultation to closing day, we’ll:

Answer your questions about mortgage loans and interest rates.
Help you prepare required documents and complete applications.
Provide ongoing support and education to ensure your success as a homeowner.

QUALIFY FOR FREE

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Mortgage Loan Officer

Patricia Sanchez

Meet Patricia Sanchez, your trusted Mortgage Loan Officer with over 20 years of experience helping individuals and families achieve homeownership. With a deep understanding of the mortgage industry, Patricia is committed to guiding you through every step of the loan process, ensuring a smooth and stress-free experience. Whether you're a first-time homebuyer or looking to refinance, she provides expert advice tailored to your financial goals. Let Patricia’s knowledge and dedication work for you—because securing your dream home starts with the right loan officer by your side.

Why Work With NHSSA?

Guidance every step of the way—from pre-approval to closing.

Empower communities

Alleviate suffering

Educate and inspire

Build resilient futures

IM INTERESTED

Nonprofit with a Mission

We’re focused on helping you, not profits

Affordable Mortgage Solutions

Tailored loans that fit your budget.

Trusted by San Antonio Families

Countless homeowners have achieved their dreams with our help.

Educational Resources

Homebuyer classes and workshops to prepare you for success.

WE OFFER

HOMEOWNERSHIP CLASSES

Our homeownership classes are designed to provide you with the knowledge and tools you need to confidently navigate the journey to homeownership. Whether it’s understanding loan options, improving your credit, or exploring down payment assistance, we’re here to guide you every step of the way.

Down Payment Assistance

Think a down payment is out of reach? Think again! Our team will help you explore programs designed to reduce the financial burden of buying a home. With our guidance, you can:

Access grants and assistance programs tailored to first-time homebuyers.
Learn how to minimize upfront costs.
Discover options for as little as 3% down.

Credit

Counseling

Your credit score plays a crucial role in your homebuying journey, and we’re here to help you improve it. Our experts will teach you how to:

Understand your credit report and what lenders look for.
Identify and correct errors that may be lowering your score.
Develop strategies to manage debt and improve your creditworthiness.

Exploring Mortgage Loan Options

Our classes cover a wide range of loan programs to fit every buyer’s situation, including:

FHA Loans: Ideal for first-time homebuyers with low down payment requirements.
VA Loans: Exclusive benefits for eligible veterans and military families.
USDA Loans: Affordable options for homes in rural areas.
Conventional Loans: Flexible options for buyers with good credit and stable income.

RESERVE YOUR SPOT

Homeownership Classes

Steps to Homeownership (Process)

How it works:

1️⃣ Connect with Us: Fill out the form, and we’ll schedule your free consultation.
2️⃣ Get Pre-Qualified: Let us help you understand your loan options.
3️⃣ Learn and Prepare: Attend one of our homebuyer workshops.
4️⃣ Find Your Dream Home: Get matched with a trusted loan program that meets your needs.
5️⃣ Close the Deal: Move into your new home with confidence!

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Personalized Guidance Every Step of the Way

Our team of experts is dedicated to helping you navigate the homebuying process with confidence. From pre-qualification to closing, we’ll be by your side to ensure you make informed decisions.

Access to Affordable Loans and Assistance Programs

With options like FHA, VA, and USDA loans, along with down payment assistance, we make homeownership accessible for families of all backgrounds and income levels.

Education and Empowerment for Long-Term Success

Our homebuyer workshops and credit counseling programs give you the tools to succeed—not just as a buyer, but as a long-term homeowner. Knowledge is power, and we’re here to empower you!

NEIGHBORHOOD HOUSING SERVICES

See the impact of our Non-profit organization

NHSSA

25+

YEARS OF
EXPERIENCE

350+

CONSTRUCTED

HOMES

1500+

LOANS

CLOSED (Totalling more than $30Million)

TESTIMONIALS

Voices of impact

Hear from those who have experienced the transformative power of NHSSA

As first-time buyers, we were overwhelmed by the process, but NHSSA guided us every step of the way. They found us an FHA loan that fit our budget and helped us secure down payment assistance. We’re now proud homeowners!

-Rodriguez Family

NHSSA helped us get pre-qualified, prepared for homeownership, and matched us with the perfect loan. We can’t thank them enough for making our dream of owning a home a reality.

-The Torres Family

NHSSA

Moments that define us

Your Journey Starts Here

Empowering future homeowners through knowledge and preparation. Our workshops cover everything from credit counseling to loan options, ensuring you’re ready for the journey ahead.

Leadership You Can Trust

Dedicated leaders committed to creating stronger communities. Our board works tirelessly to ensure families have access to affordable housing and resources.